Birmingham, Alabama · Peer group 5
Acipco Credit Union
Acipco Credit Union holds $211.9M in assets across 8,117 members as of Q1 2026 — about $26K of assets per member, on a charter dating to 1964. Charter number 16500, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $211.9M |
|---|---|
| Total loans | $134.2M |
| Total shares (deposits) | $183.5M |
| Net worth | $30.6M |
| Members | 8,117 |
| Assets per member | $26K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.3% | |
|---|---|---|
| Loans | 2.0% | around the 46th percentile of its peer group |
| Deposits | 3.8% | around the 57th percentile of its peer group |
| Members | -7.1% | lower than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.1% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.4% | around the 82nd percentile of its peer group |
| Return on assets | 2.12% | higher than 97% of its peer group |
| Delinquency ratio | 0.10% | lower than 93% of its peer group |
| Cash / assets | 11.9% | around the 63rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Acipco Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Alabama Central Credit Union
Birmingham, AL
$216.4M · 18,529 members
- Naheola Credit Union
Pennington, AL
$218.7M · 12,848 members
- Alatrust Credit Union
HOOVER, AL
$219.5M · 13,358 members
- Fort McClellan Credit Union
Anniston, AL
$224.7M · 15,331 members
- Riverfall Credit Union
Tuscaloosa, AL
$196.9M · 14,300 members
- Eco Credit Union
Birmingham, AL
$194.4M · 14,871 members
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