Tuscaloosa, Alabama · Peer group 6
Alabama Credit Union
Alabama Credit Union holds $2.06B in assets across 152,671 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1956. Charter number 60823, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.06B |
|---|---|
| Total loans | $1.55B |
| Total shares (deposits) | $1.80B |
| Net worth | $205.5M |
| Members | 152,671 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.1% | |
|---|---|---|
| Loans | -0.4% | around the 19th percentile of its peer group |
| Deposits | 3.1% | around the 37th percentile of its peer group |
| Members | 2.8% | around the 67th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 86.0% | around the 54th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.0% | around the 36th percentile of its peer group |
| Return on assets | 0.68% | around the 51st percentile of its peer group |
| Delinquency ratio | 0.79% | around the 65th percentile of its peer group |
| Cash / assets | 9.2% | around the 58th percentile of its peer group |
| Borrowings / assets | 4.8% | around the 75th percentile of its peer group |
What this page does not show
Everything above is Alabama Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Max Credit Union
Montgomery, AL
$2.35B · 131,569 members
- Alabama One Credit Union
Tuscaloosa, AL
$1.51B · 97,352 members
- Listerhill Credit Union
Sheffield, AL
$1.46B · 91,837 members
- Avadian Credit Union
Birmingham, AL
$1.43B · 83,228 members
- America's First Credit Union
Birmingham, AL
$2.74B · 195,131 members
- Five Star Credit Union
Dothan, AL
$1.25B · 66,938 members
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