Mobile, Alabama · Peer group 3
Gulf Coast Credit Union
Gulf Coast Credit Union holds $44.1M in assets across 4,792 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1951. Charter number 7520, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $44.1M |
|---|---|
| Total loans | $18.4M |
| Total shares (deposits) | $41.3M |
| Net worth | $2.7M |
| Members | 4,792 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 44.6% | around the 28th percentile of its peer group |
|---|---|---|
| Net worth ratio | 6.1% | lower than 99% of its peer group |
| Return on assets | -1.32% | lower than 95% of its peer group |
| Delinquency ratio | 2.75% | higher than 91% of its peer group |
| Cash / assets | 19.8% | around the 82nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Gulf Coast Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Electrical Workers No 558 Credit Union
SHEFFIELD, AL
$45.3M · 2,614 members
- Solutions First Credit Union
Enterprise, AL
$45.7M · 4,941 members
- Azalea City Credit Union
MOBILE, AL
$46.1M · 4,379 members
- Mead Coated Board Credit Union
Eufaula, AL
$40.5M · 1,569 members
- Red Oak Credit Union
Tuscaloosa, AL
$40.5M · 5,730 members
- Lauderdale County Teachers Credit Union
Florence, AL
$38.4M · 1,963 members
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