Birmingham, Alabama · Peer group 6
Legacy Community Credit Union
Legacy Community Credit Union holds $736.3M in assets across 39,671 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1955. Charter number 24421, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $736.3M |
|---|---|
| Total loans | $428.9M |
| Total shares (deposits) | $638.3M |
| Net worth | $94.6M |
| Members | 39,671 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 67.2% | around the 15th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.3% | around the 84th percentile of its peer group |
| Return on assets | 0.61% | around the 44th percentile of its peer group |
| Delinquency ratio | 1.07% | around the 81st percentile of its peer group |
| Cash / assets | 12.0% | around the 78th percentile of its peer group |
| Borrowings / assets | 0.8% | around the 45th percentile of its peer group |
What this page does not show
Everything above is Legacy Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Emblem Credit Union
GADSDEN, AL
$619.2M · 29,577 members
- Winsouth Credit Union
GADSDEN, AL
$468.9M · 35,752 members
- Aod Credit Union
Bynum, AL
$462.0M · 37,753 members
- Alabama State Employees Credit Union
Montgomery, AL
$460.9M · 39,014 members
- TVA Community Credit Union
MUSCLE SHOALS, AL
$424.4M · 20,008 members
- Coosa Pines Credit Union
Childersburg, AL
$413.6M · 25,798 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Legacy Community Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.