Sycamore, Alabama · Peer group 4
Sycamore Credit Union
Sycamore Credit Union holds $73.5M in assets across 2,823 members as of Q1 2026 — about $26K of assets per member, on a charter dating to 1945. Charter number 5241, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $73.5M |
|---|---|
| Total loans | $53.4M |
| Total shares (deposits) | $61.1M |
| Net worth | $12.2M |
| Members | 2,823 |
| Assets per member | $26K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 17.4% | |
|---|---|---|
| Loans | 15.3% | higher than 96% of its peer group |
| Deposits | 18.8% | higher than 99% of its peer group |
| Members | 1.0% | around the 78th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 87.4% | higher than 93% of its peer group |
|---|---|---|
| Net worth ratio | 16.6% | around the 80th percentile of its peer group |
| Return on assets | 1.76% | higher than 92% of its peer group |
| Delinquency ratio | 0.81% | around the 63rd percentile of its peer group |
| Cash / assets | 4.6% | lower than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Sycamore Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Rocket City Credit Union
HUNTSVILLE, AL
$67.5M · 5,918 members
- Florence Credit Union
Florence, AL
$66.6M · 3,930 members
- The Bridgeway Credit Union
Phenix City, AL
$64.0M · 7,086 members
- University of South Alabama Credit Union
MOBILE, AL
$56.7M · 8,374 members
- Jefferson Credit Union
Hoover, AL
$92.1M · 8,095 members
- Tuscaloosa V a Credit Union
Tuscaloosa, AL
$51.6M · 4,788 members
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