Arkadelphia, Arkansas · Peer group 3
Two Rivers Credit Union
Two Rivers Credit Union holds $14.7M in assets across 1,399 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1970. Charter number 20114, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $14.7M |
|---|---|
| Total loans | $9.7M |
| Total shares (deposits) | $13.0M |
| Net worth | $1.7M |
| Members | 1,399 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 13.5% | |
|---|---|---|
| Loans | -3.7% | around the 42nd percentile of its peer group |
| Deposits | -2.4% | around the 26th percentile of its peer group |
| Members | -28.9% | lower than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 74.4% | around the 76th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.8% | around the 34th percentile of its peer group |
| Return on assets | -3.66% | lower than 99% of its peer group |
| Delinquency ratio | 2.23% | around the 87th percentile of its peer group |
| Cash / assets | 15.8% | around the 71st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Two Rivers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Arkansas — the comparison set a peer ratio is measured against.
- River Town Credit Union
FORT SMITH, AR
$13.8M · 2,380 members
- Fort Smith Teachers Credit Union
FORT SMITH, AR
$12.9M · 1,419 members
- L R F D Credit Union
Little Rock, AR
$16.8M · 907 members
- White County Credit Union
SEARCY, AR
$17.6M · 2,039 members
- Lion Credit Union
EL DORADO, AR
$18.1M · 2,224 members
- Pba Credit Union
Pine Bluff, AR
$11.0M · 967 members
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