North Little Ro, Arkansas · Peer group 3
Up Credit Union
Up Credit Union holds $32.8M in assets across 2,801 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1971. Charter number 24422, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $32.8M |
|---|---|
| Total loans | $14.4M |
| Total shares (deposits) | $25.3M |
| Net worth | $7.2M |
| Members | 2,801 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.1% | |
|---|---|---|
| Loans | -8.6% | around the 23rd percentile of its peer group |
| Deposits | -3.2% | around the 22nd percentile of its peer group |
| Members | -3.1% | around the 30th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 56.9% | around the 50th percentile of its peer group |
|---|---|---|
| Net worth ratio | 22.0% | higher than 90% of its peer group |
| Return on assets | 0.58% | around the 46th percentile of its peer group |
| Delinquency ratio | 0.95% | around the 66th percentile of its peer group |
| Cash / assets | 15.5% | around the 70th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Up Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Arkansas — the comparison set a peer ratio is measured against.
- Patterson Credit Union
ARKADELPHIA, AR
$37.5M · 3,918 members
- Subiaco Credit Union
Subiaco, AR
$27.1M · 2,153 members
- Dillard's Credit Union
LITTLE ROCK, AR
$25.5M · 3,437 members
- Northwest Arkansas Credit Union
FAYETTEVILLE, AR
$20.3M · 2,338 members
- Baptist Health Credit Union
Little Rock, AR
$46.6M · 7,099 members
- Electric Cooperatives Credit Union
LITTLE ROCK, AR
$18.8M · 2,581 members
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