Pleasanton, California · Peer group 6
1st United Credit Union
1st United Credit Union holds $1.25B in assets across 61,429 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1932. Charter number 63958, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.25B |
|---|---|
| Total loans | $805.3M |
| Total shares (deposits) | $1.10B |
| Net worth | $151.1M |
| Members | 61,429 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.3% | |
|---|---|---|
| Loans | -4.0% | lower than 93% of its peer group |
| Deposits | 1.7% | around the 24th percentile of its peer group |
| Members | 1.6% | around the 50th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.3% | around the 23rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.1% | around the 72nd percentile of its peer group |
| Return on assets | 0.77% | around the 57th percentile of its peer group |
| Delinquency ratio | 0.14% | lower than 96% of its peer group |
| Cash / assets | 9.6% | around the 61st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is 1st United Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Sesloc Credit Union
SAN LUIS OBISPO, CA
$1.25B · 56,359 members
- Los Angeles Credit Union
Glendale, CA
$1.28B · 74,996 members
- Southland Credit Union
LOS ALAMITOS, CA
$1.29B · 70,427 members
- Honda Credit Union
Torrance, CA
$1.20B · 60,566 members
- Rize Credit Union
EL MONTE, CA
$1.31B · 83,435 members
- American First Credit Union
BREA, CA
$1.31B · 50,550 members
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