Vacaville, California · Peer group 3
Befit Financial Credit Union
Befit Financial Credit Union holds $39.3M in assets across 2,377 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1957. Charter number 11943, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $39.3M |
|---|---|
| Total loans | $19.2M |
| Total shares (deposits) | $35.1M |
| Net worth | $3.8M |
| Members | 2,377 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.3% | |
|---|---|---|
| Loans | -13.2% | lower than 90% of its peer group |
| Deposits | 0.9% | around the 48th percentile of its peer group |
| Members | -8.2% | lower than 92% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 54.6% | around the 46th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.7% | around the 16th percentile of its peer group |
| Return on assets | 0.42% | around the 37th percentile of its peer group |
| Delinquency ratio | 1.23% | around the 73rd percentile of its peer group |
| Cash / assets | 12.4% | around the 57th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Befit Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Golden Valley Credit Union
Manteca, CA
$39.4M · 3,304 members
- Diablo Valley Credit Union
Concord, CA
$40.1M · 2,205 members
- Fox Credit Union
LOS ANGELES, CA
$38.1M · 2,976 members
- Organized Labor Credit Union
Modesto, CA
$40.5M · 3,087 members
- Media City Credit Union
BURBANK, CA
$37.8M · 2,084 members
- Corrections Credit Union
Soledad, CA
$36.4M · 3,620 members
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