San Pedro, California · Peer group 4
Bopti Credit Union
Bopti Credit Union holds $64.4M in assets across 4,274 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1955. Charter number 10433, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $64.4M |
|---|---|
| Total loans | $20.7M |
| Total shares (deposits) | $48.3M |
| Net worth | $15.6M |
| Members | 4,274 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -12.4% | |
|---|---|---|
| Loans | -17.4% | lower than 98% of its peer group |
| Deposits | -16.5% | lower than 99% of its peer group |
| Members | 0.2% | around the 70th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 42.9% | around the 18th percentile of its peer group |
|---|---|---|
| Net worth ratio | 24.2% | higher than 98% of its peer group |
| Return on assets | 0.84% | around the 59th percentile of its peer group |
| Delinquency ratio | 1.53% | around the 87th percentile of its peer group |
| Cash / assets | 3.7% | lower than 95% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Bopti Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Santa Barbara County Credit Union
SANTA BARBARA, CA
$64.7M · 3,981 members
- Rolling F Credit Union
TURLOCK, CA
$65.9M · 4,933 members
- Delta Schools Credit Union
ANTIOCH, CA
$65.9M · 2,972 members
- Escondido Credit Union
Escondido, CA
$66.2M · 2,095 members
- Parishioners Credit Union
Torrance, CA
$67.2M · 3,371 members
- Shell Western States Credit Union
Martinez, CA
$69.3M · 2,188 members
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