Crescent City, California · Peer group 2
Denocos Credit Union
Denocos Credit Union holds $6.3M in assets across 758 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1957. Charter number 12028, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $6.3M |
|---|---|
| Total loans | $3.2M |
| Total shares (deposits) | $5.3M |
| Net worth | $949K |
| Members | 758 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.2% | |
|---|---|---|
| Loans | -4.0% | around the 55th percentile of its peer group |
| Deposits | -4.5% | around the 33rd percentile of its peer group |
| Members | 3.6% | around the 89th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 59.4% | around the 45th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.1% | around the 40th percentile of its peer group |
| Return on assets | 0.37% | around the 48th percentile of its peer group |
| Delinquency ratio | 2.08% | around the 73rd percentile of its peer group |
| Cash / assets | 5.7% | around the 11th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Denocos Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Episcopal Community Credit Union
Los Angeles, CA
$6.6M · 985 members
- Santa Maria Associated Employees Credit Union
Santa Maria, CA
$4.9M · 1,034 members
- Valley Agricultural Credit Union
SANTA PAULA, CA
$4.8M · 557 members
- L. A. Mission Credit Union
San Fernando, CA
$8.6M · 841 members
- Sunkist Employees Credit Union
Valencia, CA
$4.0M · 506 members
- U.S.B. Employees Credit Union
Wilmington, CA
$3.2M · 303 members
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