Downey, California · Peer group 5
Downey Credit Union
Downey Credit Union holds $331.2M in assets across 19,401 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1957. Charter number 11870, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $331.2M |
|---|---|
| Total loans | $174.1M |
| Total shares (deposits) | $268.0M |
| Net worth | $28.6M |
| Members | 19,401 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.1% | |
|---|---|---|
| Loans | -0.7% | around the 31st percentile of its peer group |
| Deposits | 4.4% | around the 61st percentile of its peer group |
| Members | 2.8% | around the 82nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.0% | around the 36th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.6% | lower than 90% of its peer group |
| Return on assets | 0.33% | around the 25th percentile of its peer group |
| Delinquency ratio | 0.48% | around the 39th percentile of its peer group |
| Cash / assets | 8.2% | around the 33rd percentile of its peer group |
| Borrowings / assets | 12.1% | higher than 99% of its peer group |
What this page does not show
Everything above is Downey Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Ume Credit Union
Burbank, CA
$334.1M · 17,428 members
- Families and Schools Together Credit Union
Hanford, CA
$328.1M · 18,798 members
- Tucoemas Credit Union
VISALIA, CA
$336.9M · 26,931 members
- SAG-AFTRA Credit Union
Burbank, CA
$340.6M · 21,010 members
- Strata Credit Union
BAKERSFIELD, CA
$346.0M · 24,469 members
- Santa Barbara Teachers Credit Union
Santa Barbara, CA
$309.6M · 9,188 members
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