Edwards, California · Peer group 5
Edwards Credit Union
Edwards Credit Union holds $278.9M in assets across 16,661 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1962. Charter number 14830, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $278.9M |
|---|---|
| Total loans | $155.0M |
| Total shares (deposits) | $255.9M |
| Net worth | $24.4M |
| Members | 16,661 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.6% | around the 28th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.8% | around the 11th percentile of its peer group |
| Return on assets | -0.16% | lower than 94% of its peer group |
| Delinquency ratio | 0.87% | around the 70th percentile of its peer group |
| Cash / assets | 6.2% | around the 19th percentile of its peer group |
| Borrowings / assets | 1.8% | around the 86th percentile of its peer group |
What this page does not show
Everything above is Edwards Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Long Beach City Employees Credit Union
Signal Hill, CA
$279.3M · 9,838 members
- Heritage Community Credit Union
Rancho Cordova, CA
$282.6M · 10,041 members
- Central State Credit Union
Stockton, CA
$255.2M · 14,221 members
- Santa Barbara Teachers Credit Union
Santa Barbara, CA
$309.6M · 9,188 members
- Sri Credit Union
MENLO PARK, CA
$242.1M · 5,065 members
- Corazo Credit Union
El Centro, CA
$241.8M · 23,794 members
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