Fountain Valley, California · Peer group 1
Fountain Valley Credit Union
Fountain Valley Credit Union holds $2.0M in assets across 176 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1967. Charter number 64108, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.0M |
|---|---|
| Total loans | $579K |
| Total shares (deposits) | $1.5M |
| Net worth | $451K |
| Members | 176 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -10.6% | |
|---|---|---|
| Loans | -35.8% | lower than 91% of its peer group |
| Deposits | -12.7% | around the 17th percentile of its peer group |
| Members | -1.7% | around the 51st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 38.4% | around the 42nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 23.0% | around the 65th percentile of its peer group |
| Return on assets | -1.93% | around the 19th percentile of its peer group |
| Delinquency ratio | 0.12% | around the 41st percentile of its peer group |
| Cash / assets | 28.4% | around the 48th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Fountain Valley Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Maryknoll of L a Credit Union
Los Angeles, CA
$1.2M · 158 members
- Mojave Plant Employees Credit Union
MOJAVE, CA
$1.0M · 202 members
- Columbus Club Credit Union
San Fernando, CA
$3.0M · 196 members
- Chula Vista City Employees Credit Union
Chula Vista, CA
$3.2M · 498 members
- U.S.B. Employees Credit Union
Wilmington, CA
$3.2M · 303 members
- Los Angeles Lee Credit Union
Los Angeles, CA
$645K · 68 members
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