Montclair, California · Peer group 5
Interfaith Credit Union
Interfaith Credit Union holds $135.4M in assets across 4,778 members as of Q1 2026 — about $28K of assets per member, on a charter dating to 1948. Charter number 5816, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $135.4M |
|---|---|
| Total loans | $73.3M |
| Total shares (deposits) | $119.2M |
| Net worth | $15.8M |
| Members | 4,778 |
| Assets per member | $28K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.1% | |
|---|---|---|
| Loans | 5.7% | around the 67th percentile of its peer group |
| Deposits | 8.2% | around the 86th percentile of its peer group |
| Members | -12.6% | lower than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 61.5% | around the 30th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.7% | around the 53rd percentile of its peer group |
| Return on assets | 0.65% | around the 46th percentile of its peer group |
| Delinquency ratio | 0.61% | around the 50th percentile of its peer group |
| Cash / assets | 10.2% | around the 50th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Interfaith Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Siskiyou Credit Union
Yreka, CA
$144.7M · 11,788 members
- East County Schools Credit Union
EL CAJON, CA
$147.5M · 4,754 members
- Thinkwise Credit Union
San Bernardino, CA
$121.2M · 6,196 members
- United Local Credit Union
Fresno, CA
$121.1M · 7,613 members
- San Diego Firefighters Credit Union
San Diego, CA
$151.7M · 3,511 members
- Sea Air Credit Union
Seal Beach, CA
$118.2M · 6,277 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Interfaith Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.