Modesto, California · Peer group 5
Mocse Credit Union
Mocse Credit Union holds $430.5M in assets across 29,926 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1959. Charter number 12805, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $430.5M |
|---|---|
| Total loans | $210.0M |
| Total shares (deposits) | $396.5M |
| Net worth | $45.5M |
| Members | 29,926 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.9% | |
|---|---|---|
| Loans | -3.1% | around the 17th percentile of its peer group |
| Deposits | -2.7% | lower than 92% of its peer group |
| Members | 3.1% | around the 84th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 53.0% | around the 15th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.6% | around the 37th percentile of its peer group |
| Return on assets | 0.97% | around the 68th percentile of its peer group |
| Delinquency ratio | 0.73% | around the 60th percentile of its peer group |
| Cash / assets | 16.9% | around the 85th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Mocse Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Aerospace Credit Union
Los Angeles, CA
$422.8M · 9,292 members
- Glendale Area Schools Credit Union
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$421.7M · 11,575 members
- Gain Credit Union
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$439.3M · 20,403 members
- Eagle Community Credit Union
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$411.4M · 23,159 members
- Yolo Credit Union
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$411.0M · 23,316 members
- Wheelhouse Credit Union
SAN DIEGO, CA
$456.8M · 32,527 members
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