Arcata, California · Peer group 3
Northern Redwood Credit Union
Northern Redwood Credit Union holds $24.5M in assets across 3,167 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1955. Charter number 10362, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $24.5M |
|---|---|
| Total loans | $12.3M |
| Total shares (deposits) | $22.6M |
| Net worth | $1.9M |
| Members | 3,167 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.8% | |
|---|---|---|
| Loans | -30.4% | lower than 99% of its peer group |
| Deposits | 2.8% | around the 61st percentile of its peer group |
| Members | -1.2% | around the 52nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 54.3% | around the 45th percentile of its peer group |
|---|---|---|
| Net worth ratio | 7.7% | lower than 96% of its peer group |
| Return on assets | -1.80% | lower than 97% of its peer group |
| Delinquency ratio | 1.21% | around the 72nd percentile of its peer group |
| Cash / assets | 7.0% | around the 24th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Northern Redwood Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Center City Community Credit Union
Buena Park, CA
$25.3M · 2,828 members
- Ontario Public Employees Credit Union
ONTARIO, CA
$23.4M · 1,781 members
- Employees Choice Credit Union
El Cajon, CA
$23.0M · 1,068 members
- Fresno Grangers Credit Union
FRESNO, CA
$27.0M · 583 members
- Novo Credit Union
Norco, CA
$20.8M · 2,323 members
- Mattel Credit Union
El Segundo, CA
$29.1M · 1,870 members
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