Oxnard, California · Peer group 6
Oceanair Credit Union
Oceanair Credit Union holds $870.8M in assets across 27,253 members as of Q1 2026 — about $32K of assets per member, on a charter dating to 1952. Charter number 7608, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $870.8M |
|---|---|
| Total loans | $744.4M |
| Total shares (deposits) | $683.4M |
| Net worth | $65.4M |
| Members | 27,253 |
| Assets per member | $32K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.7% | |
|---|---|---|
| Loans | 6.9% | around the 65th percentile of its peer group |
| Deposits | -2.0% | lower than 93% of its peer group |
| Members | -3.1% | around the 13th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 108.9% | higher than 98% of its peer group |
|---|---|---|
| Net worth ratio | 7.5% | lower than 98% of its peer group |
| Return on assets | 0.16% | lower than 90% of its peer group |
| Delinquency ratio | 0.29% | around the 16th percentile of its peer group |
| Cash / assets | 4.7% | around the 17th percentile of its peer group |
| Borrowings / assets | 14.2% | higher than 98% of its peer group |
What this page does not show
Everything above is Oceanair Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Skyone Credit Union
Hawthorne, CA
$875.8M · 52,872 members
- Sacramento Credit Union
Sacramento, CA
$851.9M · 31,124 members
- Sun Community Credit Union
El Centro, CA
$896.5M · 55,062 members
- Merced School Employees Credit Union
MERCED, CA
$897.5M · 50,925 members
- 1st Northern California Credit Union
Martinez, CA
$825.4M · 32,353 members
- Certified Credit Union
El Monte, CA
$920.0M · 58,317 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Oceanair Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.