Santa Ana, California · Peer group 6
Orange County's Credit Union
Orange County's Credit Union holds $3.07B in assets across 145,451 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1938. Charter number 24981, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.07B |
|---|---|
| Total loans | $2.39B |
| Total shares (deposits) | $2.58B |
| Net worth | $316.5M |
| Members | 145,451 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 10.3% | |
|---|---|---|
| Loans | 12.1% | around the 89th percentile of its peer group |
| Deposits | 10.7% | higher than 91% of its peer group |
| Members | 2.7% | around the 65th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 92.6% | around the 76th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.3% | around the 42nd percentile of its peer group |
| Return on assets | 1.08% | around the 78th percentile of its peer group |
| Delinquency ratio | 0.53% | around the 42nd percentile of its peer group |
| Cash / assets | 10.0% | around the 64th percentile of its peer group |
| Borrowings / assets | 6.7% | around the 83rd percentile of its peer group |
What this page does not show
Everything above is Orange County's Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- F & a Credit Union
MONTEREY PARK, CA
$3.06B · 44,883 members
- Arrowhead Credit Union
Rancho Cucamong, CA
$2.91B · 232,781 members
- Premier America Credit Union
Chatsworth, CA
$3.31B · 117,427 members
- Partners Credit Union
Burbank, CA
$2.80B · 176,871 members
- California Coast Credit Union
San Diego, CA
$3.47B · 212,497 members
- Altura Credit Union
Riverside, CA
$2.67B · 215,773 members
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