Dublin, California · Peer group 6
Patelco Credit Union
Patelco Credit Union holds $9.62B in assets across 543,881 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1936. Charter number 68579, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $9.62B |
|---|---|
| Total loans | $7.10B |
| Total shares (deposits) | $8.29B |
| Net worth | $1.01B |
| Members | 543,881 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.5% | |
|---|---|---|
| Loans | 4.4% | around the 49th percentile of its peer group |
| Deposits | 2.3% | around the 29th percentile of its peer group |
| Members | 7.2% | higher than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.7% | around the 54th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.5% | around the 48th percentile of its peer group |
| Return on assets | 0.27% | around the 16th percentile of its peer group |
| Delinquency ratio | 0.62% | around the 51st percentile of its peer group |
| Cash / assets | 7.2% | around the 37th percentile of its peer group |
| Borrowings / assets | 3.1% | around the 64th percentile of its peer group |
What this page does not show
Everything above is Patelco Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Star One Credit Union
SUNNYVALE, CA
$9.58B · 133,824 members
- Logix Credit Union
Valencia, CA
$9.72B · 244,797 members
- San Diego County Credit Union
San Diego, CA
$9.38B · 413,767 members
- Redwood Credit Union
Santa Rosa, CA
$9.95B · 417,354 members
- Mission Credit Union
San Diego, CA
$7.23B · 330,996 members
- Wescom Central Credit Union
PASADENA, CA
$6.47B · 263,628 members
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