Long Beach, California · Peer group 4
Postcity Financial Credit Union
Postcity Financial Credit Union holds $78.2M in assets across 4,593 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1933. Charter number 86063, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $78.2M |
|---|---|
| Total loans | $34.7M |
| Total shares (deposits) | $68.7M |
| Net worth | $9.6M |
| Members | 4,593 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.0% | |
|---|---|---|
| Loans | 13.1% | higher than 94% of its peer group |
| Deposits | 1.2% | around the 45th percentile of its peer group |
| Members | -3.4% | around the 25th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 50.6% | around the 31st percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.3% | around the 45th percentile of its peer group |
| Return on assets | 0.22% | around the 23rd percentile of its peer group |
| Delinquency ratio | 0.18% | around the 19th percentile of its peer group |
| Cash / assets | 3.0% | lower than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Postcity Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Bay Cities Credit Union
Hayward, CA
$78.8M · 6,669 members
- Cal State L.A. Credit Union
LOS ANGELES, CA
$79.9M · 4,870 members
- California Community Credit Union
Sacramento, CA
$79.9M · 4,112 members
- Sonoma Credit Union
Santa Rosa, CA
$80.1M · 1,791 members
- Nikkei Credit Union
Gardena, CA
$80.6M · 3,779 members
- Olive View Employees Credit Union
SYLMAR, CA
$75.2M · 6,213 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Postcity Financial Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.