San Mateo, California · Peer group 3
San Mateo City Employees Credit Union
San Mateo City Employees Credit Union holds $33.3M in assets across 1,046 members as of Q1 2026 — about $32K of assets per member, on a charter dating to 1949. Charter number 6326, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $33.3M |
|---|---|
| Total loans | $5.0M |
| Total shares (deposits) | $27.5M |
| Net worth | $5.8M |
| Members | 1,046 |
| Assets per member | $32K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -8.8% | |
|---|---|---|
| Loans | -10.8% | around the 16th percentile of its peer group |
| Deposits | -10.7% | lower than 98% of its peer group |
| Members | -2.7% | around the 33rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 18.1% | lower than 98% of its peer group |
|---|---|---|
| Net worth ratio | 17.5% | around the 74th percentile of its peer group |
| Return on assets | 0.19% | around the 26th percentile of its peer group |
| Delinquency ratio | 0.72% | around the 57th percentile of its peer group |
| Cash / assets | 2.3% | lower than 98% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is San Mateo City Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Greater Valley Credit Union
FRESNO, CA
$33.4M · 2,093 members
- El Monte Community Credit Union
El Monte, CA
$33.0M · 2,649 members
- Utility District Credit Union
OAKLAND, CA
$34.1M · 2,151 members
- Antioch Community Credit Union
Antioch, CA
$34.3M · 1,289 members
- Capstone Credit Union
ALISO VIEJO, CA
$34.6M · 1,773 members
- Hanin Credit Union
Los Angeles, CA
$31.7M · 2,228 members
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