Torrance, California · Peer group 5
Schools Credit Union
Schools Credit Union holds $192.7M in assets across 17,257 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1939. Charter number 3526, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $192.7M |
|---|---|
| Total loans | $90.5M |
| Total shares (deposits) | $168.3M |
| Net worth | $23.1M |
| Members | 17,257 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.4% | |
|---|---|---|
| Loans | 0.6% | around the 38th percentile of its peer group |
| Deposits | 3.4% | around the 54th percentile of its peer group |
| Members | 4.3% | higher than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 53.8% | around the 16th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.0% | around the 57th percentile of its peer group |
| Return on assets | 0.48% | around the 34th percentile of its peer group |
| Delinquency ratio | 0.45% | around the 37th percentile of its peer group |
| Cash / assets | 4.0% | lower than 92% of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Schools Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Long Beach Firemen S Credit Union
Long Beach, CA
$204.3M · 3,244 members
- Compass Community Credit Union
Eureka, CA
$180.9M · 6,315 members
- Priority One Credit Union
South Pasadena, CA
$205.7M · 17,123 members
- Camino Credit Union
Montebello, CA
$179.2M · 12,637 members
- Merco Credit Union
Merced, CA
$207.0M · 16,190 members
- E-Central Credit Union
PASADENA, CA
$174.5M · 8,834 members
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