Palo Alto, California · Peer group 6
Stanford Credit Union
Stanford Credit Union holds $4.80B in assets across 95,462 members as of Q1 2026 — about $50K of assets per member, on a charter dating to 1959. Charter number 13392, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.80B |
|---|---|
| Total loans | $3.44B |
| Total shares (deposits) | $3.71B |
| Net worth | $508.5M |
| Members | 95,462 |
| Assets per member | $50K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 9.2% | |
|---|---|---|
| Loans | 3.0% | around the 40th percentile of its peer group |
| Deposits | 9.6% | around the 88th percentile of its peer group |
| Members | 3.3% | around the 71st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 92.8% | around the 77th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.6% | around the 49th percentile of its peer group |
| Return on assets | 0.94% | around the 70th percentile of its peer group |
| Delinquency ratio | 0.15% | lower than 95% of its peer group |
| Cash / assets | 15.9% | higher than 91% of its peer group |
| Borrowings / assets | 11.9% | higher than 96% of its peer group |
What this page does not show
Everything above is Stanford Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Technology Credit Union
SAN JOSE, CA
$4.66B · 174,822 members
- Safe Credit Union
FOLSOM, CA
$4.45B · 246,385 members
- Educational Employees Credit Union
FRESNO, CA
$5.38B · 400,720 members
- California Credit Union
GLENDALE, CA
$5.41B · 212,037 members
- Chevron Credit Union
Concord, CA
$5.44B · 140,127 members
- Valley Strong Credit Union
BAKERSFIELD, CA
$4.07B · 357,321 members
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