Plainville, Connecticut · Peer group 5
United Business & Industry Credit Union
United Business & Industry Credit Union holds $143.4M in assets across 11,241 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1951. Charter number 7244, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $143.4M |
|---|---|
| Total loans | $115.8M |
| Total shares (deposits) | $126.5M |
| Net worth | $15.8M |
| Members | 11,241 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.3% | |
|---|---|---|
| Loans | 4.9% | around the 63rd percentile of its peer group |
| Deposits | 4.4% | around the 61st percentile of its peer group |
| Members | 1.1% | around the 67th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 91.5% | higher than 91% of its peer group |
|---|---|---|
| Net worth ratio | 11.4% | around the 49th percentile of its peer group |
| Return on assets | 1.21% | around the 80th percentile of its peer group |
| Delinquency ratio | 0.10% | lower than 94% of its peer group |
| Cash / assets | 11.0% | around the 57th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is United Business & Industry Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Connecticut — the comparison set a peer ratio is measured against.
- Finex Credit Union
East Hartford, CT
$134.2M · 16,083 members
- Hartford Credit Union
Hartford, CT
$156.4M · 16,205 members
- Fd Community Credit Union
Waterbury, CT
$159.9M · 13,506 members
- Sound Credit Union
Norwalk, CT
$116.1M · 8,361 members
- Achieve Financial Credit Union
Berlin, CT
$177.6M · 15,998 members
- Ellafi Credit Union
Middletown, CT
$177.8M · 9,893 members
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