New Haven, Connecticut · Peer group 4
Unity Financial Credit Union
Unity Financial Credit Union holds $65.4M in assets across 8,186 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1950. Charter number 68745, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $65.4M |
|---|---|
| Total loans | $44.1M |
| Total shares (deposits) | $57.0M |
| Net worth | $8.4M |
| Members | 8,186 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.3% | |
|---|---|---|
| Loans | -3.8% | around the 31st percentile of its peer group |
| Deposits | -0.7% | around the 29th percentile of its peer group |
| Members | -13.0% | lower than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 77.4% | around the 80th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.8% | around the 50th percentile of its peer group |
| Return on assets | 0.30% | around the 28th percentile of its peer group |
| Delinquency ratio | 0.27% | around the 26th percentile of its peer group |
| Cash / assets | 11.6% | around the 59th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Unity Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Connecticut — the comparison set a peer ratio is measured against.
- Cornerstone Credit Union
FAIRFIELD, CT
$66.7M · 4,421 members
- Franklin Trust Credit Union
Hartford, CT
$70.6M · 8,916 members
- Tobacco Valley Teachers Credit Union
Enfield, CT
$71.3M · 3,194 members
- Pitney Bowes Employees Credit Union
Shelton, CT
$58.5M · 3,352 members
- Albright Credit Union
Bethel, CT
$75.2M · 5,590 members
- Northwest Hills Credit Union
Torrington, CT
$54.8M · 3,675 members
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