Washington, District of Columbia · Peer group 6
Department of Commerce Credit Union
Department of Commerce Credit Union holds $762.4M in assets across 29,033 members as of Q1 2026 — about $26K of assets per member, on a charter dating to 1964. Charter number 16410, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $762.4M |
|---|---|
| Total loans | $661.6M |
| Total shares (deposits) | $691.7M |
| Net worth | $43.2M |
| Members | 29,033 |
| Assets per member | $26K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -9.0% | |
|---|---|---|
| Loans | -5.5% | lower than 95% of its peer group |
| Deposits | -9.2% | lower than 99% of its peer group |
| Members | -2.7% | around the 16th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 95.6% | around the 85th percentile of its peer group |
|---|---|---|
| Net worth ratio | 5.7% | lower than 100% of its peer group |
| Return on assets | 0.51% | around the 35th percentile of its peer group |
| Delinquency ratio | 1.39% | higher than 92% of its peer group |
| Cash / assets | 3.1% | lower than 94% of its peer group |
| Borrowings / assets | 3.0% | around the 62nd percentile of its peer group |
What this page does not show
Everything above is Department of Commerce Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within District of Columbia — the comparison set a peer ratio is measured against.
- Idb Global Credit Union
WASHINGTON, DC
$846.3M · 14,703 members
- Library of Congress Credit Union
Washington, DC
$341.8M · 9,983 members
- O.A.S. Staff Credit Union
Washington, DC
$289.7M · 8,699 members
- Department of the Interior Credit Union
Washington, DC
$273.2M · 19,807 members
- Wright Patman Congressional Credit Union
WASHINGTON, DC
$1.33B · 52,187 members
- Treasury Department Credit Union
WASHINGTON, DC
$179.6M · 10,993 members
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