Miami, Florida · Peer group 5
Baptist Health South Florida Credit Union
Baptist Health South Florida Credit Union holds $135.8M in assets across 13,934 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1961. Charter number 14391, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $135.8M |
|---|---|
| Total loans | $97.8M |
| Total shares (deposits) | $119.5M |
| Net worth | $15.0M |
| Members | 13,934 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.2% | |
|---|---|---|
| Loans | 8.1% | around the 77th percentile of its peer group |
| Deposits | 6.2% | around the 75th percentile of its peer group |
| Members | 2.1% | around the 76th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.9% | around the 73rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.0% | around the 44th percentile of its peer group |
| Return on assets | 0.60% | around the 42nd percentile of its peer group |
| Delinquency ratio | 0.48% | around the 39th percentile of its peer group |
| Cash / assets | 15.2% | around the 80th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Baptist Health South Florida Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- Broward Healthcare Credit Union
FORT LAUDERDALE, FL
$134.6M · 11,846 members
- Coastline Credit Union
Jacksonville, FL
$137.3M · 10,646 members
- Okaloosa County Teachers Credit Union
Crestview, FL
$133.6M · 9,553 members
- Florida West Coast Credit Union
BRANDON, FL
$141.4M · 11,273 members
- Sun Credit Union
Hollywood, FL
$129.1M · 6,454 members
- Tru Fi Credit Union
Macclenny, FL
$142.8M · 8,031 members
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