Chipley, Florida · Peer group 5
Community South Credit Union
Community South Credit Union holds $239.1M in assets across 15,013 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1991. Charter number 67434, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $239.1M |
|---|---|
| Total loans | $177.7M |
| Total shares (deposits) | $205.2M |
| Net worth | $31.6M |
| Members | 15,013 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.2% | |
|---|---|---|
| Loans | -3.4% | around the 16th percentile of its peer group |
| Deposits | -1.4% | around the 13th percentile of its peer group |
| Members | 2.4% | around the 79th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 86.6% | around the 82nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.2% | around the 71st percentile of its peer group |
| Return on assets | 0.89% | around the 63rd percentile of its peer group |
| Delinquency ratio | 0.48% | around the 40th percentile of its peer group |
| Cash / assets | 13.6% | around the 73rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Community South Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- University Credit Union
MIAMI, FL
$233.4M · 16,134 members
- Santa Rosa County Credit Union
MILTON, FL
$221.2M · 13,743 members
- Keys Credit Union
Key West, FL
$257.9M · 18,108 members
- Gold Coast Credit Union
PALM SPRINGS, FL
$267.8M · 19,617 members
- Miami Firefighters Credit Union
MIAMI, FL
$193.9M · 6,235 members
- Miami Postal Service Credit Union
Miami, FL
$192.9M · 12,825 members
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