West Palm Beach, Florida · Peer group 5
First Choice Credit Union
First Choice Credit Union holds $155.4M in assets across 8,341 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1929. Charter number 67725, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $155.4M |
|---|---|
| Total loans | $78.4M |
| Total shares (deposits) | $141.6M |
| Net worth | $16.6M |
| Members | 8,341 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.6% | |
|---|---|---|
| Loans | 2.6% | around the 49th percentile of its peer group |
| Deposits | 0.3% | around the 23rd percentile of its peer group |
| Members | -5.9% | lower than 92% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 55.4% | around the 19th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.7% | around the 38th percentile of its peer group |
| Return on assets | 0.33% | around the 25th percentile of its peer group |
| Delinquency ratio | 0.47% | around the 38th percentile of its peer group |
| Cash / assets | 6.8% | around the 23rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is First Choice Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- JM Associates Credit Union
Jacksonville, FL
$152.6M · 8,801 members
- Hello Credit Union
Panama City, FL
$159.3M · 10,738 members
- Priorityone Credit Union of Florida
Sunrise, FL
$162.7M · 9,907 members
- Tru Fi Credit Union
Macclenny, FL
$142.8M · 8,031 members
- Florida West Coast Credit Union
BRANDON, FL
$141.4M · 11,273 members
- Blue Coast Credit Union
Perry, FL
$170.2M · 11,373 members
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