Orlando, Florida · Peer group 6
McCoy Credit Union
McCoy Credit Union holds $1.03B in assets across 81,089 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1954. Charter number 9915, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.03B |
|---|---|
| Total loans | $688.8M |
| Total shares (deposits) | $909.9M |
| Net worth | $105.7M |
| Members | 81,089 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.9% | |
|---|---|---|
| Loans | 1.8% | around the 32nd percentile of its peer group |
| Deposits | 6.7% | around the 71st percentile of its peer group |
| Members | 0.8% | around the 40th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 75.7% | around the 27th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.3% | around the 42nd percentile of its peer group |
| Return on assets | 0.36% | around the 21st percentile of its peer group |
| Delinquency ratio | 0.53% | around the 42nd percentile of its peer group |
| Cash / assets | 11.6% | around the 75th percentile of its peer group |
| Borrowings / assets | 2.9% | around the 62nd percentile of its peer group |
What this page does not show
Everything above is McCoy Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- Power Financial Credit Union
Pembroke Pines, FL
$1.04B · 34,736 members
- Brightstar Credit Union
Fort Lauderdale, FL
$1.01B · 59,360 members
- Tropical Financial Credit Union
MIRAMAR, FL
$995.2M · 62,758 members
- Radiant Credit Union
Gainesville, FL
$1.10B · 61,527 members
- First Commerce Credit Union
Tallahassee, FL
$1.22B · 73,982 members
- Gulf Winds Credit Union
PENSACOLA, FL
$1.33B · 74,184 members
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