Miami, Florida · Peer group 3
Miami Credit Union
Miami Credit Union holds $43.8M in assets across 2,619 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1954. Charter number 9287, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $43.8M |
|---|---|
| Total loans | $32.2M |
| Total shares (deposits) | $38.3M |
| Net worth | $5.3M |
| Members | 2,619 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.9% | |
|---|---|---|
| Loans | 4.2% | around the 78th percentile of its peer group |
| Deposits | 7.6% | around the 86th percentile of its peer group |
| Members | 1.2% | around the 78th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 84.0% | around the 88th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.2% | around the 38th percentile of its peer group |
| Return on assets | 0.25% | around the 29th percentile of its peer group |
| Delinquency ratio | 0.67% | around the 54th percentile of its peer group |
| Cash / assets | 6.8% | around the 22nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Miami Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- City-County Employees Credit Union
CLEARWATER, FL
$42.2M · 3,958 members
- Jax Fire Credit Union
Jacksonville, FL
$41.6M · 2,379 members
- Jackson County 1st Credit Union
MARIANNA, FL
$48.5M · 2,768 members
- Ocala Community Credit Union
Ocala, FL
$49.1M · 2,552 members
- Ecu Credit Union
SEMINOLE, FL
$35.9M · 2,336 members
- Transport Credit Union
Tampa, FL
$35.0M · 1,718 members
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