Miami, Florida · Peer group 2
Shaw-Ross Employees Credit Union
Shaw-Ross Employees Credit Union holds $7.0M in assets across 574 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1982. Charter number 67327, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.0M |
|---|---|
| Total loans | $328K |
| Total shares (deposits) | $6.0M |
| Net worth | $1.0M |
| Members | 574 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.6% | |
|---|---|---|
| Loans | 5.5% | around the 84th percentile of its peer group |
| Deposits | -8.5% | around the 15th percentile of its peer group |
| Members | -4.8% | around the 19th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 5.5% | lower than 99% of its peer group |
|---|---|---|
| Net worth ratio | 14.4% | around the 36th percentile of its peer group |
| Return on assets | 0.33% | around the 46th percentile of its peer group |
| Delinquency ratio | 0.74% | around the 47th percentile of its peer group |
| Cash / assets | 14.2% | around the 46th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Shaw-Ross Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- Florida Customs Credit Union
Tampa, FL
$6.9M · 1,046 members
- Madison Education Assoc. Credit Union
Madison, FL
$7.2M · 760 members
- Container Mutual Credit Union
Fernandina Beac, FL
$5.8M · 557 members
- Local 606 Electrical Workers Credit Union
ORLANDO, FL
$5.4M · 411 members
- Unity of Eatonville Credit Union
Eatonville, FL
$3.2M · 409 members
- Hialeah Municipal Employees Credit Union
Hialeah, FL
$14.1M · 1,671 members
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