Tampa, Florida · Peer group 5
Trax Credit Union
Trax Credit Union holds $490.1M in assets across 45,113 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1935. Charter number 24703, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $490.1M |
|---|---|
| Total loans | $208.2M |
| Total shares (deposits) | $421.1M |
| Net worth | $62.7M |
| Members | 45,113 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.8% | |
|---|---|---|
| Loans | 1.2% | around the 42nd percentile of its peer group |
| Deposits | -7.4% | lower than 98% of its peer group |
| Members | 0.4% | around the 58th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 49.5% | around the 12th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.8% | around the 67th percentile of its peer group |
| Return on assets | 0.31% | around the 24th percentile of its peer group |
| Delinquency ratio | 1.41% | around the 88th percentile of its peer group |
| Cash / assets | 13.6% | around the 73rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Trax Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Florida — the comparison set a peer ratio is measured against.
- Tampa Bay Credit Union
Tampa, FL
$493.0M · 37,133 members
- Velocity Community Credit Union
PALM BEACH GARD, FL
$498.4M · 25,149 members
- Champions First Credit Union
Tallahassee, FL
$535.8M · 32,930 members
- San Antonio Citizens Credit Union
San Antonio, FL
$401.5M · 18,427 members
- Orlando Credit Union
Orlando, FL
$364.2M · 27,433 members
- Panhandle Credit Union
Panama City, FL
$363.7M · 16,238 members
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