Lindale, Georgia · Peer group 2
Beka Credit Union
Beka Credit Union holds $4.6M in assets across 433 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1974. Charter number 21575, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.6M |
|---|---|
| Total loans | $3.6M |
| Total shares (deposits) | $4.0M |
| Net worth | $604K |
| Members | 433 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.8% | |
|---|---|---|
| Loans | 3.3% | around the 79th percentile of its peer group |
| Deposits | -3.5% | around the 39th percentile of its peer group |
| Members | -4.8% | around the 19th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 88.6% | around the 86th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.1% | around the 27th percentile of its peer group |
| Return on assets | -0.36% | around the 22nd percentile of its peer group |
| Delinquency ratio | 0.60% | around the 42nd percentile of its peer group |
| Cash / assets | 8.1% | around the 19th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Beka Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Georgia — the comparison set a peer ratio is measured against.
- Locoga Credit Union
Valdosta, GA
$4.4M · 662 members
- E L C O Credit Union
Elberton, GA
$5.2M · 692 members
- Omega Psi Phi Fraternity Credit Union
Toccoa, GA
$5.5M · 2,316 members
- Macon Firemen's Credit Union
MACON, GA
$5.8M · 693 members
- Georgia Guard Credit Union
MACON, GA
$3.4M · 717 members
- Rig Employees Credit Union
Macon, GA
$5.9M · 584 members
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