Norcross, Georgia · Peer group 5
Excel Credit Union
Excel Credit Union holds $173.2M in assets across 10,387 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1952. Charter number 7825, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $173.2M |
|---|---|
| Total loans | $113.3M |
| Total shares (deposits) | $115.2M |
| Net worth | $23.1M |
| Members | 10,387 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.0% | |
|---|---|---|
| Loans | 6.2% | around the 70th percentile of its peer group |
| Deposits | -6.5% | lower than 98% of its peer group |
| Members | -9.2% | lower than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 98.3% | higher than 98% of its peer group |
|---|---|---|
| Net worth ratio | 13.4% | around the 73rd percentile of its peer group |
| Return on assets | 1.09% | around the 74th percentile of its peer group |
| Delinquency ratio | 0.68% | around the 56th percentile of its peer group |
| Cash / assets | 17.2% | around the 86th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Excel Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Georgia — the comparison set a peer ratio is measured against.
- Georgia Heritage Credit Union
SAVANNAH, GA
$158.7M · 15,224 members
- Go Energy Financial Credit Union
TUCKER, GA
$153.4M · 11,466 members
- Core Credit Union
Statesboro, GA
$151.0M · 15,569 members
- Aflac Credit Union
COLUMBUS, GA
$137.4M · 9,446 members
- Workmen's Circle Incorporated Credit Union
Savannah, GA
$135.9M · 1,682 members
- Family First Credit Union
HAPEVILLE, GA
$133.7M · 10,400 members
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