Oglethorpe, Georgia · Peer group 1
Flint River Employees Credit Union
Flint River Employees Credit Union holds $1.8M in assets across 367 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1982. Charter number 23908, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.8M |
|---|---|
| Total loans | $1.2M |
| Total shares (deposits) | $1.1M |
| Net worth | $652K |
| Members | 367 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.0% | |
|---|---|---|
| Loans | -2.6% | around the 61st percentile of its peer group |
| Deposits | 0.5% | around the 68th percentile of its peer group |
| Members | -3.9% | around the 33rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 106.3% | higher than 92% of its peer group |
|---|---|---|
| Net worth ratio | 36.9% | around the 86th percentile of its peer group |
| Return on assets | 0.15% | around the 44th percentile of its peer group |
| Delinquency ratio | 0.11% | around the 40th percentile of its peer group |
| Cash / assets | 34.7% | around the 62nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Flint River Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Georgia — the comparison set a peer ratio is measured against.
- Berrien Teachers Credit Union
NASHVILLE, GA
$1.3M · 258 members
- Macon-Bibb Employees Credit Union
Macon, GA
$2.7M · 881 members
- Harris Employees Credit Union
Cordele, GA
$648K · 182 members
- Flint Credit Union
Reynolds, GA
$2.9M · 600 members
- Coffee County Teachers Credit Union
Douglas, GA
$3.0M · 901 members
- F a B Church Credit Union
Savannah, GA
$446K · 273 members
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