Oakwood, Georgia · Peer group 4
Lanier Credit Union
Lanier Credit Union holds $74.1M in assets across 8,822 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1969. Charter number 19552, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $74.1M |
|---|---|
| Total loans | $59.9M |
| Total shares (deposits) | $66.9M |
| Net worth | $6.5M |
| Members | 8,822 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.4% | |
|---|---|---|
| Loans | 5.4% | around the 80th percentile of its peer group |
| Deposits | 7.3% | around the 85th percentile of its peer group |
| Members | 3.7% | higher than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 89.6% | higher than 95% of its peer group |
|---|---|---|
| Net worth ratio | 8.8% | lower than 91% of its peer group |
| Return on assets | -2.19% | lower than 99% of its peer group |
| Delinquency ratio | 0.48% | around the 41st percentile of its peer group |
| Cash / assets | 11.3% | around the 58th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Lanier Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Georgia — the comparison set a peer ratio is measured against.
- Altamaha Credit Union
Jesup, GA
$73.8M · 10,908 members
- Credit Union of Atlanta
Atlanta, GA
$79.4M · 14,289 members
- On the Grid Financial Credit Union
Atlanta, GA
$46.3M · 3,930 members
- Savannah Schools Credit Union
SAVANNAH, GA
$44.9M · 4,097 members
- B.O.N.D. Community Credit Union
Atlanta, GA
$44.1M · 3,803 members
- H E a Credit Union
WARNER ROBINS, GA
$42.0M · 2,893 members
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