Hagatna, Guam · Peer group 5
Community First Guam Credit Union
Community First Guam Credit Union holds $236.0M in assets across 16,353 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1962. Charter number 15051, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $236.0M |
|---|---|
| Total loans | $189.6M |
| Total shares (deposits) | $196.3M |
| Net worth | $28.8M |
| Members | 16,353 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.9% | |
|---|---|---|
| Loans | -2.2% | around the 22nd percentile of its peer group |
| Deposits | 11.3% | higher than 95% of its peer group |
| Members | 4.1% | around the 89th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 96.6% | higher than 97% of its peer group |
|---|---|---|
| Net worth ratio | 12.2% | around the 59th percentile of its peer group |
| Return on assets | 1.78% | higher than 94% of its peer group |
| Delinquency ratio | 0.35% | around the 27th percentile of its peer group |
| Cash / assets | 11.2% | around the 58th percentile of its peer group |
| Borrowings / assets | 9.3% | higher than 97% of its peer group |
What this page does not show
Everything above is Community First Guam Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Guam — the comparison set a peer ratio is measured against.
- The Atlantic Credit Union
Kenilworth, NJ
$236.0M · 14,720 members
- True North Credit Union
Juneau, AK
$237.1M · 13,157 members
- Michigan One Community Credit Union
Ionia, MI
$237.9M · 18,877 members
- Sabine Credit Union
Orange, TX
$238.0M · 12,874 members
- Westex Community Credit Union
Kermit, TX
$233.4M · 17,037 members
- University Credit Union
MIAMI, FL
$233.4M · 16,134 members
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