Lihue, Hawaii · Peer group 4
Kauai Ohana Credit Union
Kauai Ohana Credit Union holds $63.2M in assets across 3,983 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1938. Charter number 2577, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $63.2M |
|---|---|
| Total loans | $35.1M |
| Total shares (deposits) | $57.7M |
| Net worth | $5.3M |
| Members | 3,983 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 16.2% | |
|---|---|---|
| Loans | 8.2% | around the 88th percentile of its peer group |
| Deposits | 16.7% | higher than 99% of its peer group |
| Members | 5.4% | higher than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.8% | around the 50th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.7% | lower than 92% of its peer group |
| Return on assets | 0.57% | around the 42nd percentile of its peer group |
| Delinquency ratio | 0.34% | around the 33rd percentile of its peer group |
| Cash / assets | 3.9% | lower than 94% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Kauai Ohana Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Hawaii — the comparison set a peer ratio is measured against.
- Hawaii Schools Credit Union
Honolulu, HI
$76.7M · 3,352 members
- Hawaii First Credit Union
Kamuela, HI
$77.2M · 6,090 members
- Waialua Credit Union
Waialua, HI
$47.6M · 2,969 members
- Kahului Credit Union
KAHULUI, HI
$79.5M · 3,981 members
- Helco Credit Union
HILO, HI
$45.4M · 1,375 members
- Honolulu Fire Department Credit Union
Honolulu, HI
$85.6M · 6,207 members
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