Mason City, Iowa · Peer group 2
Ace Credit Union
Ace Credit Union holds $7.6M in assets across 764 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1934. Charter number 64323, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.6M |
|---|---|
| Total loans | $1.7M |
| Total shares (deposits) | $6.1M |
| Net worth | $1.6M |
| Members | 764 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.2% | |
|---|---|---|
| Loans | -8.7% | around the 38th percentile of its peer group |
| Deposits | -4.0% | around the 36th percentile of its peer group |
| Members | -2.8% | around the 37th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 27.5% | lower than 90% of its peer group |
|---|---|---|
| Net worth ratio | 20.4% | around the 63rd percentile of its peer group |
| Return on assets | 0.45% | around the 50th percentile of its peer group |
| Delinquency ratio | 1.72% | around the 67th percentile of its peer group |
| Cash / assets | 53.9% | higher than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Ace Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- Teamsters Local #238 Credit Union
Cedar Rapids, IA
$7.7M · 1,721 members
- Du Pont Employees Credit Union
Fort Madison, IA
$6.6M · 628 members
- Industrial Employees Credit Union
Centerville, IA
$9.3M · 863 members
- Allen Hospital Personnel Credit Union
Waterloo, IA
$5.8M · 843 members
- Polk County Credit Union
DES MOINES, IA
$5.5M · 650 members
- North Western Employees Credit Union
COUNCIL BLUFFS, IA
$10.3M · 1,194 members
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