Des Moines, Iowa · Peer group 5
Affinity Credit Union
Affinity Credit Union holds $150.9M in assets across 12,302 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1949. Charter number 62829, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $150.9M |
|---|---|
| Total loans | $106.2M |
| Total shares (deposits) | $130.6M |
| Net worth | $18.6M |
| Members | 12,302 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.1% | |
|---|---|---|
| Loans | 3.0% | around the 52nd percentile of its peer group |
| Deposits | -2.0% | lower than 90% of its peer group |
| Members | -0.7% | around the 44th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.3% | around the 71st percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.3% | around the 61st percentile of its peer group |
| Return on assets | 1.09% | around the 74th percentile of its peer group |
| Delinquency ratio | 0.57% | around the 47th percentile of its peer group |
| Cash / assets | 9.0% | around the 39th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Affinity Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- North Star Community Credit Union
Cherokee, IA
$156.5M · 12,254 members
- Telco Triad Community Credit Union
Sioux City, IA
$163.2M · 16,018 members
- Cent Credit Union
Mason City, IA
$165.9M · 11,472 members
- 1st Gateway Credit Union
Camanche, IA
$171.9M · 10,317 members
- North Iowa Community Credit Union
MASON CITY, IA
$128.5M · 11,339 members
- First Credit Union
Hiawatha, IA
$177.4M · 10,057 members
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