Dubuque, Iowa · Peer group 6
Dutrac Community Credit Union
Dutrac Community Credit Union holds $1.25B in assets across 53,729 members as of Q1 2026 — about $23K of assets per member, on a charter dating to 1946. Charter number 64471, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.25B |
|---|---|
| Total loans | $927.4M |
| Total shares (deposits) | $1.10B |
| Net worth | $142.9M |
| Members | 53,729 |
| Assets per member | $23K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.5% | |
|---|---|---|
| Loans | 3.1% | around the 41st percentile of its peer group |
| Deposits | 3.7% | around the 41st percentile of its peer group |
| Members | 0.2% | around the 36th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 84.1% | around the 48th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.4% | around the 64th percentile of its peer group |
| Return on assets | 0.87% | around the 64th percentile of its peer group |
| Delinquency ratio | 0.71% | around the 60th percentile of its peer group |
| Cash / assets | 2.9% | lower than 96% of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Dutrac Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- Community 1st Credit Union
Ottumwa, IA
$1.10B · 72,400 members
- Collins Community Credit Union
Cedar Rapids, IA
$1.54B · 81,134 members
- Community Choice Credit Union
JOHNSTON, IA
$918.6M · 53,881 members
- Corda Credit Union
Cedar Rapids, IA
$748.9M · 27,148 members
- Greater Iowa Credit Union
Ames, IA
$701.5M · 37,958 members
- Ascentra Credit Union
Bettendorf, IA
$593.2M · 42,882 members
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