Mason City, Iowa · Peer group 2
Gas & Electric Employees Credit Union
Gas & Electric Employees Credit Union holds $4.4M in assets across 365 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1932. Charter number 65040, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.4M |
|---|---|
| Total loans | $2.1M |
| Total shares (deposits) | $2.2M |
| Net worth | $2.1M |
| Members | 365 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.2% | |
|---|---|---|
| Loans | -15.5% | around the 19th percentile of its peer group |
| Deposits | -5.6% | around the 26th percentile of its peer group |
| Members | -2.4% | around the 41st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 92.3% | higher than 90% of its peer group |
|---|---|---|
| Net worth ratio | 48.9% | higher than 98% of its peer group |
| Return on assets | 2.06% | higher than 94% of its peer group |
| Delinquency ratio | 0.88% | around the 51st percentile of its peer group |
| Cash / assets | 19.9% | around the 63rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Gas & Electric Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Iowa — the comparison set a peer ratio is measured against.
- Dubuque Postal Employees Credit Union
DUBUQUE, IA
$4.4M · 297 members
- Burlington Municipal Employees Credit Union
Burlington, IA
$4.7M · 643 members
- Des Moines Fire Department Credit Union
DES MOINES, IA
$3.4M · 940 members
- Lee County Credit Union
KEOKUK, IA
$3.3M · 529 members
- Polk County Credit Union
DES MOINES, IA
$5.5M · 650 members
- Allen Hospital Personnel Credit Union
Waterloo, IA
$5.8M · 843 members
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