Kankakee, Illinois · Peer group 3
2 Rivers Area Credit Union
2 Rivers Area Credit Union holds $26.6M in assets across 3,969 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1951. Charter number 62827, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $26.6M |
|---|---|
| Total loans | $14.0M |
| Total shares (deposits) | $23.8M |
| Net worth | $2.9M |
| Members | 3,969 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 10.7% | |
|---|---|---|
| Loans | -4.1% | around the 41st percentile of its peer group |
| Deposits | 13.9% | higher than 98% of its peer group |
| Members | -1.0% | around the 55th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 58.6% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.0% | around the 26th percentile of its peer group |
| Return on assets | 0.02% | around the 18th percentile of its peer group |
| Delinquency ratio | 1.90% | around the 83rd percentile of its peer group |
| Cash / assets | 16.9% | around the 75th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is 2 Rivers Area Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Aurora Policemen Credit Union
AURORA, IL
$26.3M · 1,643 members
- Central Illinois Credit Union
champaign, IL
$25.7M · 3,552 members
- Chicago Post Office Employees Credit Union
Chicago, IL
$27.7M · 5,017 members
- Community Plus Credit Union
Rantoul, IL
$27.8M · 3,596 members
- Elite Community Credit Union
Bourbonnais, IL
$25.1M · 2,256 members
- Tee-Pak Credit Union
Danville, IL
$24.5M · 2,291 members
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