Alton, Illinois · Peer group 1
Alton Municipal Employees Credit Union
Alton Municipal Employees Credit Union holds $458K in assets across 266 members as of Q1 2026 — about $2K of assets per member, on a charter dating to 1955. Charter number 10308, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $458K |
|---|---|
| Total loans | $328K |
| Total shares (deposits) | $288K |
| Net worth | $169K |
| Members | 266 |
| Assets per member | $2K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.4% | |
|---|---|---|
| Loans | -6.5% | around the 56th percentile of its peer group |
| Deposits | -4.5% | around the 43rd percentile of its peer group |
| Members | 6.4% | higher than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 113.9% | higher than 95% of its peer group |
|---|---|---|
| Net worth ratio | 36.9% | around the 86th percentile of its peer group |
| Return on assets | -1.84% | around the 19th percentile of its peer group |
| Delinquency ratio | 1.01% | around the 53rd percentile of its peer group |
| Cash / assets | 28.9% | around the 49th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Alton Municipal Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Unified Homeowners of Illinois Credit Union
CHICAGO, IL
$456K · 303 members
- M.W.P.H. Grand Lodge of Illinois Credit Union
CHICAGO, IL
$449K · 259 members
- Mt. Zion Credit Union
zion, IL
$435K · 163 members
- Services Credit Union
NAPERVILLE, IL
$405K · 2,736 members
- St. Mark Credit Union
Chicago, IL
$526K · 167 members
- St. Martin De Porres Parish Credit Union
Chicago, IL
$386K · 152 members
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