Chicago, Illinois · Peer group 1
Berean Credit Union
Berean Credit Union holds $189K in assets across 263 members as of Q1 2026 — about $718 of assets per member, on a charter dating to 1955. Charter number 66089, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $189K |
|---|---|
| Total loans | $7K |
| Total shares (deposits) | $152K |
| Net worth | $35K |
| Members | 263 |
| Assets per member | $718 |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -11.6% | |
|---|---|---|
| Loans | -15.8% | around the 27th percentile of its peer group |
| Deposits | -2.8% | around the 50th percentile of its peer group |
| Members | 0.8% | around the 78th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 4.6% | lower than 93% of its peer group |
|---|---|---|
| Net worth ratio | 18.6% | around the 47th percentile of its peer group |
| Return on assets | -3.59% | around the 14th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 20th percentile of its peer group |
| Cash / assets | 73.0% | higher than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Berean Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Pilgrim Baptist Credit Union
Chicago, IL
$257K · 137 members
- Community Credit Union
Chicago, IL
$116K · 151 members
- Imperial Credit Union
Springfield, IL
$77K · 192 members
- Shiloh Englewood Credit Union
Chicago, IL
$318K · 143 members
- St. Helena Parish Credit Union
Chicago, IL
$322K · 154 members
- Bethel A.M.E. Church Credit Union
Chicago, IL
$51K · 88 members
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