Carbondale, Illinois · Peer group 2
Carbondale Highway Credit Union
Carbondale Highway Credit Union holds $5.8M in assets across 681 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1951. Charter number 65427, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.8M |
|---|---|
| Total loans | $2.7M |
| Total shares (deposits) | $4.9M |
| Net worth | $862K |
| Members | 681 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.7% | |
|---|---|---|
| Loans | -1.2% | around the 66th percentile of its peer group |
| Deposits | -5.5% | around the 27th percentile of its peer group |
| Members | -0.4% | around the 63rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 55.0% | around the 41st percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.0% | around the 39th percentile of its peer group |
| Return on assets | 0.52% | around the 54th percentile of its peer group |
| Delinquency ratio | 0.30% | around the 34th percentile of its peer group |
| Cash / assets | 35.1% | around the 89th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Carbondale Highway Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Effingham Highway Credit Union
Effingham, IL
$5.8M · 1,010 members
- A.S.H. Employees Credit Union
ANNA, IL
$5.5M · 1,170 members
- Peoria Bell Credit Union
Peoria, IL
$6.0M · 618 members
- Peoria City Employees Credit Union
Peoria, IL
$6.1M · 1,008 members
- South Side Community Credit Union
Chicago, IL
$5.4M · 1,550 members
- Decatur Policemen Credit Union
Decatur, IL
$5.3M · 389 members
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