Chicago, Illinois · Peer group 2
Chicago Avenue Garage Credit Union
Chicago Avenue Garage Credit Union holds $4.4M in assets across 563 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1937. Charter number 2495, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.4M |
|---|---|
| Total loans | $818K |
| Total shares (deposits) | $1.8M |
| Net worth | $2.5M |
| Members | 563 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -7.0% | |
|---|---|---|
| Loans | 14.0% | higher than 94% of its peer group |
| Deposits | -17.6% | lower than 98% of its peer group |
| Members | 2.9% | around the 87th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 44.9% | around the 30th percentile of its peer group |
|---|---|---|
| Net worth ratio | 56.5% | higher than 99% of its peer group |
| Return on assets | 0.21% | around the 40th percentile of its peer group |
| Delinquency ratio | 16.95% | higher than 100% of its peer group |
| Cash / assets | 6.3% | around the 12th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Chicago Avenue Garage Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Normal City Employees Credit Union
Normal, IL
$4.5M · 600 members
- Peoria Fire Fighters Credit Union
Peoria, IL
$4.6M · 342 members
- Trinity U.C.C. Credit Union
Chicago, IL
$4.1M · 669 members
- Oak Lawn Municipal Employees Credit Union
OAK LAWN, IL
$4.7M · 842 members
- Western Springs Credit Union
WESTERN SPRINGS, IL
$3.9M · 474 members
- Northside L Credit Union
Broadview, IL
$4.9M · 795 members
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