Freeport, Illinois · Peer group 5
Cornerstone Credit Union
Cornerstone Credit Union holds $178.0M in assets across 12,352 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1939. Charter number 60189, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $178.0M |
|---|---|
| Total loans | $101.4M |
| Total shares (deposits) | $158.9M |
| Net worth | $17.0M |
| Members | 12,352 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.8% | around the 33rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.6% | around the 21st percentile of its peer group |
| Return on assets | 1.39% | around the 86th percentile of its peer group |
| Delinquency ratio | 1.28% | around the 85th percentile of its peer group |
| Cash / assets | 17.4% | around the 87th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Cornerstone Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Rock Valley Credit Union
Loves Park, IL
$178.3M · 15,767 members
- Vicinity Credit Union
Chicago, IL
$201.2M · 17,576 members
- Cooperative Choice Network Credit Union
PEORIA, IL
$207.2M · 12,320 members
- Catholic & Community Credit Union
Shiloh, IL
$220.0M · 13,297 members
- United Community Credit Union
Quincy, IL
$132.4M · 10,469 members
- Gas and Electric Credit Union
ROCK ISLAND, IL
$132.0M · 5,533 members
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